State Bank of Park Rapids offers the following deposit account add-on's for your convenience:

• Instant Cash Debit Cards

• Instant Cash ATM Cards

• Overdraft Protection

• Ready Reserve

• Direct Deposit

• Check Safekeeping

• Overdraft Privilege Program

• ATM in our drive-up 

• Extended Hours in our Drive-Up        

• Safe Deposit Boxes

PERSONAL SAVINGS

$100 minimum balance, nine free withdrawals per calendar quarter, 50¢ per withdrawal thereafter. $5 fee per quarter if balance falls below minimum balance. $10 fee if account closes within 90 days of opening. 16 years of age or younger, no minimum balance or withdrawal fees. This account offers a variable rate of interest.

MONEY MARKET SAVINGS

This account pays a competitive variable rate of interest that is tiered based on account balance. $1,000 minimum balance. Interest rate falls to regular savings rate when balance falls below $1,000. $10 fee per month if balance falls below $1000. Interest rates.

HOLIDAY SAVINGS

$10 minimum to open this account, and you can make additional deposits at any time. A check for the balance in your account will be sent to you in early November.

HIGHER LEARNING FUND

This is a savings product designed to mature the year your child graduates from high school and is intended to be used to pay higher education expenses. No minimum balance is required to open this account, and you can make deposits at any time. It pays a variable interest rate (current interest rates ) of 1.5% over the Wall Street Journal 13-week Treasury Bill rate, adjusted each calendar quarter. Tell me more .