Checking Accounts Fees


Personal Checking

Statements without Check Images (no minimum balance)

No Service Charge

Statements with Check Images - Balance $500 and over

No Service Charge

Statements with Check Images - Balance under $500

$7 monthly

Senior Citizens Checking (62 years and better)

No Service Charge

Clubs, Churches, Non-Profit Organizations

No Service Charge


NOW Account

Balance $1,000 and over

No Service Charge

Balance less than $1,000 & Statement with Check Images

$7 monthly

Balance under $1,000 & Statements without Check Images

$5 monthly


Business Checking*

No minimum balance

No Service Charge


Business Now Checking*

Qualified businesses earn interest (on balance > $1,000)

No Service Charge


Additional Checking Information

Overdrafts

$25 per check paid

10 consecutive day overdraft

$20

Insufficient Funds

$25 per check returned

Overdraft protection, transfer of funds

$5 per occurrence

Stop payment request

$20

Copy of check from film

$5

Special statement

$1 page, $5 maximum

Statement reconciliation

$20

Check collection

$10

Closing checking account within 6 months of opening

$20


New Personal Checking Account customers receive their first box of checks free of charge. Future check orders are purchased by the customer. A $20 fee may be imposed if your account is closed within six months of account opening.

*Business Checking Accounts receive depository bag, night depository key, and use of night depository at no charge.




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