We are open Good Friday and Easter Monday!


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Internet Banking received a major upgrade on

March 11th. The first time you log in after 3/11 will require a few additional steps.  The site looks different and it provides real-time transactions.  We hope you like it!   


NOTE: if you book-marked our Internet Banking log-in page prior to 3/11 it will no longer work.  Please replace your bookmark!      


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The 2014 recipient of the $4000

State Bank of Park Rapids /

Smythe Family Scholarship

          will be announced mid-May.    .....

State Bank of Park Rapids


If you're traveling out of the area, let us know!

To help protect your accounts, we use a fraud detection system that may automatically deactivate your Instant Cash & Check Card (your debit card) if it is used in a manner that is outside your normal usage patterns.  This is likely to occur if you use your debit card while traveling!  Please call our bookkeeping department before you head out of town and we'll flag your account accordingly:  218-237-0934.


Scholarship Award

Smythe Family/State Bank of Park Rapids Scholarship
Each year, through the Scholarship America program, a
Park Rapids High School graduate is selected to receive a 
 scholarship from State Bank of Park Rapids.  
This year, the award is $4000. 
Jacob Waggoner  

is the

2013 Scholarship Award Recipient!



.Sue Smythe-COO, Jacob Waggoner, Marty Peterson-President,

Wayne Nelson-CLO



FDIC Insurance Changes


By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing
transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited
deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC).
Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution,
including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard
maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about temporary FDIC insurance coverage of transaction accounts, visit