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|HIGHER LEARNING FUND|
|4.06 %||4.00 %|
|CERTIFICATES OF DEPOSIT|
|0.25 %||0.25 %||6 Month|
|0.50 %||0.50 %||12 Month|
|0.70 %||0.70 %||24 Month|
|1.10 %||1.10 %||48 Month|
(APY=Annual Percentage Yield)
*NATIONWIDE TEXT MSG PHISHING SCAMS ALERT *
If you receive a text message on your cell phone that says your debit card (or any bank card!) has been deactivated or frozen (or anything similar!) and asks you to call a number...
DON'T DO IT!
A bank will never call you or text you and ask you for your account information! Your bank already has that information!
Text messages like that are from SCAMMERS. They are trying to get you to give them your card account number, expiration date and PIN so they can make a new card and take your money!! Unless YOU gave the scammers your account information, they don't have it and your card is not compromised. Scammers are phishing for information. Don't give it to them!
If you did call the number and gave out any information about your State Bank of Park Rapids debit card, please call 800-535-8440 immediately and cancel your card! This 800 number works 24/7! During banking hours you can call our bookkeeping department at 237-0934 and we will cancel your compromised card and get you a new one.
State Bank of Park Rapids
If you're traveling out of the area, let us know!
To help protect your accounts, we use a fraud detection system that may automatically deactivate your Instant Cash & Check Card (your debit card) if it is used in a manner that is outside your normal usage patterns. This is likely to occur if you use your debit card while traveling! Please call our bookkeeping department before you head out of town and we'll flag your account accordingly: 218-237-0934.
2012 Scholarship Award Recipient
Wayne Nelson, Marty Peterson, Bonnie Baumgartner, Sue Smythe
FDIC Insurance Changes
NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE
COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing
transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited
deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC).
Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution,
including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard
maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.